Starting January,1 2014, in accordance with the Affordable Care Act, all Washington residents will be required by law to have a health insurance plan in place (it needs to be effective BY JAN 1ST 2014) or otherwise pay significant penalty taxes to the IRS. We are now offering you a new way to compare and enroll in health insurance. Washington Healthplanfinder now gives individuals, families, and small business owners the confidence to choose the plan that best fits their needs and their budget. Healthplan Finder Washington State offers:
Simply enter the info and press calculate to see a list of plans and your qualified rates.
Health Plan Finder Washington State is an informational website designed to help provide Washington consumers with information about Washington State health insurance plans, policies, and related products. We are a licensed Agency authorized by the Washington Health Benefits Exchange to represent and sell plans in Washington HealthPlanFinder. LifePlan Financial Inc is in no way associated with the official Washington Exchange Website wahealthplanfinder.org.
NOTICE! Final rates and benefits are based on actual plan selection and the assignment of any rate adjustment factors.
Do Not Cancel your current coverage until a new policy is approved and you have received written confirmation of the policy's rates and benefits from the insurance company. Rate and Benefit Disclaimer Notification! The rate and benefit information provided herein was generated on LifePlan Financial’s quoting system. LifePlan Financial or its licensees do not guarantee or warrant the correctness or completeness of the rate and benefit information contained herein and shall not be liable for any loss or damage arising out of use of the quoted rate and benefit information.
Additionally, information contained in this website is limited in scope, subject to change without notice, and does not contain all the terms, conditions, limitations, or exclusions of the referenced benefit plans. Only the insurance company Plan Documents and Policy's contain the exact terms and conditions of coverage. Your grant of access to the rate and benefit summaries contained herein may not be relied upon as a guarantee of your eligibility or coverage under these benefit plans.
If you have any questions, we are ready to help you by telephone.
We can help you with insurance plans for even before the exchange launches.
Employer? We can help you with group insurance plans for small businesses.
Please have all information below for everyone applying in your household
Find out if you are eligible for financial help.
Based on your age, annual income and household size, Washington Healthplanfinder can determine if you are eligible for help paying for premiums and copays. Families of four making up to $94,200 may qualify for help. Do I qualify for lower premiums?
What do I do if I see that my family or I qualify for financial help?
Once on the site you will be able to make apples to apples plan comparisons enroll in plans. Call our office for help in choosing the plan that best meets your needs.
Are all the plans the same inside Washington Healthplanfinders and the Private Exchange?
No some of the companies that will market plans within the exchange will offer only a scaled down network of providers so you will want to be sure your provider is listed.
Is it true that I will need a credit or debit card to enroll?
You will have to make your first payment online to enroll. This can be done with a Credit Card, Debit or E-check. Once enrolled your will have the option to continue this payment type or have a paper bill.
What if I don’t qualify for financial help using the Healthplanfinder how, will I buy Health Insurance?
You can continue to Washington Healthplanfinders or you may select to buy Medical Insurance using our private exchange. Networks outside the exchange are typically larger.
View Individual & Family
If you currently have health insurance through your employer and want to apply for health insurance through the WA Healthplanfinder (Exchange) please call us.
The Washington Health Benefit Exchange was created in state statute in 2011 as a “public-private partnership” separate and distinct from the state. The Exchange is responsible for the creation of Washington Healthplanfinder, an easily accessible, online marketplace for individuals, families and small businesses to find, compare and enroll in qualified health insurance plans. Starting October 1, 2013, Washington Healthplanfinder will offer Washington State residents:
The Exchange complies with open public meetings and public disclosure guidelines, but is not subject to other laws that govern state agencies. The Exchange initially started in the Washington State Health Care Authority (HCA) and has transitioned to an independent organization. We work in close coordination with our state agency partners, including the Health Care Authority (Medicaid), Office of the Insurance Commissioner and the Department of Social and Health Services.
Residents with incomes of up to $45,960 for an individual and up to $94,200 for a family of 4 will be eligible for savings on their insurance premiums or public programs such as Medicaid. Small businesses who would like to offer health coverage to their employees may be eligible for the Small Businesses Health Care Tax Credit to help cover their monthly premiums. This tax credit is offered through the IRS.
Below you ll find the 2014 health plans and rates for both plans inside and outside the Exchange.
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